【 Loan Overview 】
We implement living welfare fund loan to those
households that are experiencing suspension of work or lost their job
and decreased the income temporarily due to COVID-19.
Kani City Council of Social
Welfare is responsible for application and service desk.
【Explanation for Loan 】
For Emergency Small Loan, Applications that
arrived at GIFU prefecture council of social welfare will be examine.
For Comprehensive Support Fund, it usually takes 1 to 2 weeks for the
result.
However, please note that we do consultation support and loan
at the same time since the purpose if this system is rebuilding your
life, and may take more days to hear detailed living situation.
In
addition, please note that it may take more time if there is any
incomplete document.
EMERGENCY SMALL LOAN (Special case due to COVID-19)
【 Applicable for Loan 】
Household that are affected
by COVID-19 and whose income is decreasing due to suspension of work and
need to loan urgently and temporarily to maintain their daily life.
【 Place for Application 】
Kani City Council of Social Welfare
【 Requirements for Application 】
・ Loan Application Form
(
guideline sample)(
Format Download)
・ Promissory Note (
guideline sample)(
Format
Download)
・ Important Notes (
guideline sample)(
Format
Download)
・ Report of Decreased Income
(
guideline sample)(
Format
Download)
・ Residence Certificate (Jumin-hyo). (all family
members should be included and issued within 3 months)
・ Copy of Bank account (Passbook or cash card with applicant’s name)
※page of Passbook that includes name of the bank, branch, account name, account
number
・ Identification (Residence Card is a MUST)
・
CHECK LIST
(before sending your application) (
Format Download)
・Down Load Mailing
Label for "Guidance on Temporary Loan Emergency Funds"
※ Please check everything
before sending your application.
COMPREHENSIVE SUPPORT LOAN
(livelihood support) (Special case due to COVID-19)
【 Applicable for Loan 】
Households that are affected by the COVID-19 and are in
need due to unemployment, making it difficult to maintain their daily
life.
【 Place for application 】
Kani City Council of Social Welfare
【 Loan Amount 】
(Single person) within \150,000/month
(Two or more persons) within \200,000/month
【 Loan Interest and guarantor 】
0% and not required
※ However, if payment is not
completed by the deadline, 3% annual delinquent interest will be charged
on the remaining balance.
【 Deferment period 】
Within 1 year
(12 months)
【 Repayment Deadline 】
Within 10 years (120months)
【 Remittance Method 】
Designated Bank account (applicant’s account)
【 About extension of Comprehensive support Fund 】
If you are still in need of support and already used the special loan, you
could extend up to 3 months in principle by consulting to independence
consultation support organization.
【 Double Application/False Application 】
Originally, These special loans ( Emergency Small Loan
and Comprehensive Support fund Loan ) are supposed to be applied on a
household basis. It can’t be applied individually even though the
householders are different. As long as you live under the SAME roof, we
acknowledge it as ONE family. Only ONE applicant per address is allowed.
【Moving after loan (changing address) 】
If ever you moved out from your application address, do NOT forget to inform us your
new address or if it is too far from Kani City, kindly call us to
prevent any trouble in the future.
◆ REMARKS ◆
-Those who have
already received these special loans from other prefectures’ social
welfare councils are not eligible.
-If there is an infected person or
closed contact in the household, please inform to City Council of Social Welfare.
- There are situations that application for loan may NOT be granted.
- If you receive a loan due to false application or
fraudulent means, you will be required to repay the loaned funds
immediately.